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Privacy Policy

What Does Unified Bank Do With Your Personal Information?

Rev. Date 10/2017

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and account balances
  • payment history and transactions history
  • overdraft history and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons United Bancorp, Inc. chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does United Bancorp, Inc. Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No Not applicable
For our affiliates’ everyday business purposes
information about your creditworthiness
No Not applicable
For our affiliates to market to you No Not applicable
Questions? Call 888-275-5566 ext. 7347 or notify us by email at privacy@unifiedbank.com
Who we are
Who is providing this notice? Unitied Bancorp, Inc. the holding company (see Affiliates) 
What we do  
How does United Bancorp, Inc. protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.
How does United Bancorp, Inc. collect my information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card 
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
(See below for more on your rights under state law.)
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include Unified Bank
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • We do not share with nonaffiliates so that they can market to you. 
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • We may jointly market with our brokerage division. Non-public information is not disclosed unless expressly authorized by customer
Other Important Information