Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Download our FREE app in iTunesGoogle Play
Unified Bank

CD/IRA

CDs

 
These are for any customer who is looking for a way to save money through a short, intermediate, or long-term investment option.

  • Minimum deposit required
  • Flexible terms
  • Competitive interest rates, compounded and credited monthly
  • Monthly interest distribution available
  • Early withdrawal penalties may apply
* Please contact your local branch for CD Rates
 

IRAs


Planning for life changes in the future can be easy with IRAs. They are for any customer who wants to save or rollover funds for retirement with tax advantages while earning interest. 


Traditional IRA

  • To qualify you must have earned income
  • Qualified individuals may contribute at anytime
  • There is a maximum contribution per year and also the ability to make catch-up contributions
  • Defer taxes on your earnings until withdrawal
  • Some contributions are tax deductible


ROTH IRA

  • To qualify you must have earned income, but there are no age restrictions
  • Qualified individuals may contribute at anytime
  • There is a maximum contribution per year and also the ability to make catch-up contributions
  • This IRA is not taxed and earnings grow tax free
  • Contributions are not tax deductible

You may wish to consult a tax advisor for further information.