CD/IRA

CDs

These are for any customer who is looking for a way to save money through a short, intermediate, or long-term investment option.

Minimum deposit required
Flexible terms
Competitive interest rates, compounded and credited monthly
Monthly interest distribution available
Early withdrawal penalties may apply

* Please contact your local branch for CD Rates

IRAs

Planning for life changes in the future can be easy with IRAs. They are for any customer who wants to save or rollover funds for retirement with tax advantages while earning interest.

Traditional IRA

To qualify you must have earned income
Qualified individuals may contribute at anytime
There is a maximum contribution per year and also the ability to make catch-up contributions
Defer taxes on your earnings until withdrawal
Some contributions are tax deductible

ROTH IRA

To qualify you must have earned income, but there are no age restrictions
Qualified individuals may contribute at anytime
There is a maximum contribution per year and also the ability to make catch-up contributions
This IRA is not taxed and earnings grow tax free
Contributions are not tax deductible

You may wish to consult a tax advisor for further information.

❯