IRAs

We offer Competitive IRA Rates^†

Planning for life changes in the future can be easy with IRAs. They are for any customer who wants to save or rollover funds for retirement with tax advantages while earning interest.

Traditional IRA

- To qualify you must have earned income
- Qualified individuals may contribute at anytime
- There is a maximum contribution per year and also the ability to make catch-up contributions
- Defer taxes on your earnings until withdrawal
- Some contributions are tax deductible

ROTH IRA

- To qualify you must have earned income, but there are no age restrictions
- Qualified individuals may contribute at anytime
- There is a maximum contribution per year and also the ability to make catch-up contributions
- This IRA is not taxed and earnings grow tax free
- Contributions are not tax deductible

You may wish to consult a tax advisor for further information.

25 Month

5.26%
APY*

*APY = Annual Percentage Yield. ^†IRA Rates require a minimum of $1,000 to open. Penalty may be imposed for early withdrawal. The APY’s are accurate as of 9/1/23. All rates are subject to change without notice. Please contact us at 888-275-5566 for current rate information.

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